EN · RUA budget without a bank login
Payments log themselves through Shortcuts: Apple Pay, your bank's notifications, a screenshot of your bank app. Prudo shows what you can spend today, and your records stay on your iPhone, not on our server.
Two weeks of Pro for every new user, no card needed.
Entries that log themselves
Set up a Shortcuts automation once. Apple Pay payments are free. Notifications from any bank (iOS 27) and bank screenshots are Pro. Everything is read on your phone; your bank is never connected.
What you can spend today
Free money is what is left after committed payments and what you set aside for goals, spread over the days until your next income.
Private by design
Records live on your device. Syncing between your own phones goes through your iCloud, and you are the one who turns it on. One switch turns off all analytics.
A budget for two
Run shared spending together. Amounts and names are encrypted on the device before they leave it; the server keeps only technical labels, never your money.
Free and Pro
Free: tracking in two taps, Apple Pay logging, limits, day and month history, the payment calendar, trips, goals, widgets and Apple Watch, iCloud backup and CSV export.
Pro: logging from bank notifications and screenshots, receipt scanning and statement import, a year of history with the spending audit and category breakdown, goal advice, unlimited goals and subscriptions, automatic backup.
$3.99 a month, $19.99 a year with a free month, or $49.99 once.
A Pro promo code
We hand out codes to anyone who asks. Write a couple of words about yourself and we will send one back.
